Privacy


FACTS


WHAT DOES TOWN OF PALM BEACH FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all of the sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number
  • Account Balances
  • Payment history
  • Transaction history
  • When you are no longer our member, we continue to share your information as described in this notice.
 

How?

All financial companies need to share members' information to run their everyday business. In the section below, we list reasons financial companies can share their members' personal information; the reasons Town of Palm Beach Federal Credit Union chooses to share; and whether you can limit this sharing.

 
Reasons we can share your information Does the Credit Union share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes -
to offer our product and services to you
YES  NO
For joint marketing with other financial companies YES NO
For our affiliates’ everyday business purposes -
information about your transactions and experiences
NO No Sharing
For non-affiliates to market to you YES YES
 

To limit our sharing

  • Call (561) 655-4282

Please note:
If you are a new customer, we can begin sharing your information 7 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.

 

Questions?


If you have any questions regarding the limiting of your personal information, please call

Call (561) 655-4282

 
Who we are
Who is providing this notice? Town of Palm Beach Federal Credit Union
 
What we do
How does TPBFCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured office files.

We also maintain procedural safeguards to protect this information and limit access to information to those employees for whom access is appropriate.
How does TPBFCU collect my personal information? We collect your personal information, for example, when you:
  • Open an account
  • Apply for a loan
  • Use your prepaid card
  • Make deposits or withdrawals
  • Give us your contact information

We also collect your personal information from other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights limit sharing.

 
Definitions
Affiliates Companies related by common ownership or control. They can be financial or non-financial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.

Non-affiliates we share with can include, but not limited to insurance companies and direct marketing companies, such as:
  • CUNA Mutual Group
  • Credit Union Members Mortgage
  • Minnesota Mutual Insurance
  • Fidelity Information Services
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners includes insurance companies.